Category Archives: pension playpen

#WASPI and “the woman’s place”


Today is WASPI day,when the women petitioning parliament (now well over 130,000) get their voices heard. I was asked last night whether or not the petition misleads (thanks Cathe) and yes I think WASPI is weakened by confusion within its … Continue reading

Posted in #WASPI, pension playpen, pensions | Tagged , , , , , , , | 1 Comment

When will I get my state pension? – ask @Savvy_woman


Over the next few days there will be plenty of debate on this question , prompted by the “monstrous regiment of women”, now nearly 100,000, who have signed the “Women Against State Pension Increase” or “WASPI” petition. We are due a … Continue reading

Posted in pension playpen, pensions | Tagged , , , , , , | 6 Comments

Auto-enrolment limits – what the DWP aren’t saying!


The DWP’s paper on the Earnings Trigger and Qualifying Earnings Bands(QEB) for auto-enrolment next year is very well written and gives an insight into just how much thought is going into managing the conflicting needs of employers, workers, administrators and…HMRC. … Continue reading

Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions, Pensions Regulator, Treasury, welfare, Workie | Tagged , , , , , , , , , , | 2 Comments

The Nigella Lawson of workplace pensions


I met Hayley Jaggers at a recent Capacity Crunch Conference and linked in with her. We agreed to meet at our Tonbridge offices and we had a business meeting yesterday. She has re-defined my expectation of what can be achieved … Continue reading

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | 2 Comments

Can the pension insurers win back their customers’ respect?


IGCs are ours to use and not the insurers to castrate. Continue reading

Posted in governance, investment, later life, leadership, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , , | 4 Comments

TEE(n) – Why would Osborne do anything else?


  I was re-reading Steve Webb’s article in the Daily Telegraph where he outlines why he thinks Pensions ISAs would be a disaster. The more I read it, the less I get it. Let’s go back to basics. It is … Continue reading

Posted in Pension Freedoms, pension playpen, pensions, Politics, Public sector pensions | Tagged , , , , , , , | 5 Comments

Asleep at the wheel on net pay – and they want to drive the bus!


The PLSA are making a fuss about SMEs. Small Business Saturday tells me that my small business can get its help – and it’s just round the corner! But I am not convinced, since the launch of Pension Solutions, its … Continue reading

Posted in napf, NEST, pension playpen, pensions, PLSA | Tagged , , , , , , | 1 Comment

“10 years too early, 10 years too late” – CDC stands on on an empty platform


Nearly eight years ago, the Government Actuary ‘s Department produced  a paper that effectively killed CDC. It argued that CDC could not be relied upon to deliver benefits with the same certainty as our DB system and that there was no … Continue reading

Posted in advice gap, CDC, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , , , , | Leave a comment

How rivers flow


When you are planning a flood defence system, you look at how your rivers flow in normal times. Then you stress test your topography by filling up the rivers in your model, with too much water, you watch to see … Continue reading

Posted in accountants, Pension Freedoms, pension playpen, pensions, Pensions Regulator, pot | Tagged , , , , , , | Leave a comment

NEST is not a financial soup-kitchen.


For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment