Category Archives: Payroll

It’s a phoney war- what’s happening on the other side of the Channel?


I am still surprised how people are organising themselves to do their jobs. You’d have thought that the accountants and book-keepers who provide financial stability, get people paid and manage the tax affairs of Britain’s 1.25m employers would be the … Continue reading

Posted in accountants, advice gap, Management, Martin Lewis, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , | Leave a comment

Research shock- employers do care about the pensions they provide their staff


“Selecting the right pension scheme for auto enrolment is important and has long term implications for employees. Taking time to review the options that are available in the market is sensible and planning ahead will help to keep stress levels … Continue reading

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Annuity reform- payroll needs to be in the front seat!


Yesterday I wrote about the positives of the proposed abolition of compulsory annuitisation for the life insurers active in the UK pensions market. Today I want to share thoughts on payroll, who are always the last to be consulted and the … Continue reading

Posted in advice gap, annuity, auto-enrolment, Bankers, Payroll, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Why we expect insurers to bounce back stronger (from these reforms)


  I’ve just read yesterday’s press release from PWC’s Jonathan Howe commenting on the pension reform announced in this year’s budget. “There is no doubt that the changes present very significant challenges to life insurers with a heavy reliance on annuity business, … Continue reading

Posted in advice gap, auto-enrolment, CDC, Financial Education, First Actuarial, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , | 2 Comments

All the right funds- not necessarily in the right order (a budget prescient blog)


  I wrote this blog hours before the budget which abolished annuities. For some reason I decided this morning, to write about investment as if annuities didn’t exist. From 2015, for new pensioners- they will no longer be the default, … Continue reading

Posted in auto-enrolment, CDC, corporate governance, dc pensions, de-risking, defined aspiration, Payroll, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Tomorrow’s heroes; these are the folk who will solve the AE Capacity crunch


  We’ve been doing some planning at Pension PlayPen towers . Most of our thinking is concentrated on this graph. We predict the capacity crunch at April 2015 which is the point when demand for auto-enrolment services and workplace pensions … Continue reading

Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

I’m in- who’s out?


  I’m serving up a dish which may have gone cold in your inbox or may not have reached you at all. Personally I’m not concerned about opt-out rates, even if they crept above the 9% generally advertised. That Ceridian … Continue reading

Posted in advice gap, auto-enrolment, Bankers, brand, Change, corporate governance, Payroll, pensions | Tagged , , , , , , , , , , , , | Leave a comment

Honest research from Towers Watson on employer attitudes to workplace pensions


I have a lot of respect for Towers Watson. They may be big but they have kept their integrity through their expansion and the people who work for them demonstrate a focus on their customers and an intellectual integrity that … Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Fire extinguishers and auto-enrolment


A report of a rejuvenated Pensions Minister’s top performance at the Ceridian Client Conference Continue reading

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A capacity crunch?


The prospect of debating whether we get a capacity crunch in Auto-enrolment drew a capacity-crunching crowd to Wragge & Co.’s offices yesterday afternoon. Under the convenance of heroically quiffed Andy Agethangelou, some 50 of us attended a symposium on the current state … Continue reading

Posted in auto-enrolment, customer service, dc pensions, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment