Category Archives: Payroll

Auto-enrolment limits – what the DWP aren’t saying!


The DWP’s paper on the Earnings Trigger and Qualifying Earnings Bands(QEB) for auto-enrolment next year is very well written and gives an insight into just how much thought is going into managing the conflicting needs of employers, workers, administrators and…HMRC. … Continue reading

Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions, Pensions Regulator, Treasury, welfare, Workie | Tagged , , , , , , , , , , | 2 Comments

Choice – we love to have it – we hate to use it!


Choice – a mass of contradictions I’ve noted before that choice is something we feel we cannot do without but is something we generally cannot deal with. It is rare that the phrase ” I had no choice” is used in … Continue reading

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NEST is not a financial soup-kitchen.


For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

“Not for profit” – a phrase fast losing any meaning!


Not for profit organisations – what good do they do? All year I have been speaking with institutes and associations from the ABI and IA through the PLSA and PMI to ICAEW, ICAS and ACCA . As soon as you start, you don’t … Continue reading

Posted in Payroll, pension playpen, pensions, PLSA | Tagged , , , , , , , , , , | 3 Comments

Crowd-sourcing a solution to the net-pay pension problem.


The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading

Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | 2 Comments

How much support do we get from our Workie?


Workie – if the DWP’s advertising campaign’s to be believed, is a workplace pension (albeit one looking for friends in the park). We want to know how friendly our Workies really are, how much support they are giving  employers in running … Continue reading

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There is only one thing in life worse than being talked about……Guest blog by Ralph Frank


The pensions freedoms announced in the 2014 Budget are claimed to have made defined contribution (“DC”) pensions more effective in helping people retire.  This view is set out in the 2015 CBI/Mercer Pensions Survey, ‘A view from the top’.  The … Continue reading

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One small step for payroll, one giant leap for auto-enrolment.


There have been two events over the past couple of weeks that I think we’ll look back to as tipping points in the auto-enrolment staging timeline. Till now, employers have had no choice but to send and collect data to … Continue reading

Posted in auto-enrolment, Payroll, pension playpen, pensions | Tagged , , , | 2 Comments

Making “PLSA” more than a name-change.


“What’s the point of disruption?” This is the kind of exam question that I’d love to answer. Just sit me down in some massive gymnasium with a pen and paper and I’d hand you back 2000 words an hour later which … Continue reading

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Pro Bono – remember that? Hat’s off to ICPA and QTAC


I’ve been blogging recently about failure The failure of the Investment Association to align itself with the interests of its ultimate customers- consumers The failure of the NAPF to engage with employers not in the club (namely the 1.8 m … Continue reading

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