Category Archives: napf

Who speaks for workplace pensions?

Posted on May 16, 2013 by

So howabout PQM lite- something that smaller employers can aspire to? Continue reading →

Posted in auto-enrolment, napf, NEST, pensions | Tagged , , , , , , , | 4 Comments

No win no fee – one way to clean up asset management

Posted on March 12, 2013 by

I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading →

Posted in Bankers, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, Fred Goodwin, FSA, Management, napf, pension playpen, pensions, RBS, redington, Retirement, twitter | Tagged , , , , , , , | 1 Comment

NEST Insight; what the 11m+ “unpensioned” think.

Posted on January 31, 2013 by

NEST has produced a chunky report that “takes the temperature of automatic enrolment”. This promises to be the first of a series and as the first has five years of accumulated insights to lay before us. I thoroughly recommend it … Continue reading →

Posted in auto-enrolment, corporate governance, customer service, David Pitt-Watson, First Actuarial, leadership, Liberal Democrats, napf, NEST, Payroll, pensions, Personal Accounts, Retirement | Tagged , , , , , , , | 8 Comments

“Comply or explain” – will “bottom up” regulation work for pensions?

Posted on January 13, 2013 by

“Comply or Explain” is a phrase that crept into the “corporate governance” lexicon after the 1992 Cadbury report. The idea’s that rather than demand compliance with Government standards, regulators give companies the option to comply or explain why they haven’t. … Continue reading →

Posted in auto-enrolment, club pension, corporate governance, customer service, Fiduciary Management, Financial Education, napf, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , | 11 Comments

Right direction – wrong speed! Defining a “good” workplace pension.

Posted on December 8, 2012 by

I like the rhetoric, what the DWP and tPR are saying is going in the right direction, I hope they can keep their foot to the floor so that companies and trustees staging next year can get it right first time. Continue reading →

Posted in dc pensions, Management, napf, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , | 12 Comments

A chance to keep companies with DB pensions solvent

Posted on December 7, 2012 by

Income and Corporation taxes tend to dominate the mindsets of the rich, they are  meaningless to those who don’t pay them. Unsurprisingly, it is the headline aspects of the Chancellor’s autumn statement that have captured the headlines. This small clause was initially … Continue reading →

Posted in actuaries, de-risking, happiness, napf, NEST, pensions | Tagged , , , , , , , | 4 Comments

Government 9 v Pensions 0 (HT 4-0 (Brown 3 NAPf 1(og)) 2nd half Osbourne (5))

Posted on December 5, 2012 by

Today was billed as the biggest showdown between the pension bigwigs and the Chancellor since Gordon‘s tax raid in 2007. In between meetings I tried to keep up with events from Westminster and it seemed the second half of the … Continue reading →

Posted in annuity, auto-enrolment, infrastucture, napf, pension playpen, pensions, Public sector pensions, Retirement | 1 Comment

A defined ambition scheme that would work

Posted on November 18, 2012 by

Members want two things from their pensions, a decent retirement when they knock off work and certainty that they’ll get it during their working lives. It is extremely expensive to achieve these things and beyond the means of most people. If … Continue reading →

Posted in actuaries, annuity, David Pitt-Watson, dc pensions, de-risking, Management, napf, NEST, pensions, Popcorn Pensions | Tagged , , , , , , , | 5 Comments

What do we mean by good?

Posted on October 20, 2012 by

Spending time in Liverpool this week has given me the chance of spending time with clients, fellow advisers and those who market the products our clients use. The NAPF Conference is a time when you can look at what you are doing , compare … Continue reading →

Posted in actuaries, corporate governance, dc pensions, de-risking, napf, NEST, Payroll, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , | 14 Comments

NAPF Conference Report (from our man not on the spot)

Posted on October 19, 2012 by

My attempt to create a one man fringe event at the NAPF was short-lived and I spent the majority of the past 48 hours ensconced in various coffee shops and bars listening to Conference Reports from playpen cronies. The feedback … Continue reading →

Posted in auto-enrolment, dc pensions, de-risking, napf, NEST | Tagged , , , , , , , | 7 Comments