Category Archives: Management

It’s a phoney war- what’s happening on the other side of the Channel?


I am still surprised how people are organising themselves to do their jobs. You’d have thought that the accountants and book-keepers who provide financial stability, get people paid and manage the tax affairs of Britain’s 1.25m employers would be the … Continue reading

Posted in accountants, advice gap, Management, Martin Lewis, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , | Leave a comment

Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying).


Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying). Continue reading

Posted in auto-enrolment, Bankers, brand, Farefail, Financial Education, First Actuarial, FSA, hedge funds, infrastucture, investment, London, Management, middleware, NEST | Tagged , , , , , , , , , , , , , , , , , , , | 1 Comment

You want a workplace pension for your staff? – delighted to help!


Mrs HR Dee Smallco Ltd. Sunny Uplands GB Dear Mrs Dee, Thanks for your enquiry. I can see you are sold on the idea of offering a workplace pension for your staff. You know you have to anyway, but I … Continue reading

Posted in advice gap, auto-enrolment, Liability Driven Investment, mallowstreet, Management, NEST, pension playpen, pensions, workplace pensions | Tagged , , , , , , , , , , , , , , | 1 Comment

Why bother to save? – Invest instead!


What this policy is about is getting people to invest in real assets for the best interests in society Continue reading

Posted in annuity, auto-enrolment, Bankers, Change, club pension, Management, Mark Carney, pensions, social media, workplace pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Collective pensions – what the industry thinks


Many thanks to the wondrous J Cumbo, the FT, mallowstreet (and uncle Tom Cobley) Continue reading

Posted in actuaries, mallowstreet, Management, pensions | Tagged , , , , , , , , , , , , | 4 Comments

Club Quango at #WPL13


Government needs quangos, the Civil Service most of all. But in a strange way, I am comforted by the various Pension Institutions that are Chaired by the ageing lotharios who I collectively name “Club Quango”. At Workplace Pensions Live yesterday we were treated to a … Continue reading

Posted in advice gap, Management, pensions, social media, steve webb | Tagged , , , , , , , | 4 Comments

What award ceremonies are all about


The vast majority of the people who turn up for these events, do so because they’re frightened not to Continue reading

Posted in life insurance, Management, Music | Tagged , , , , , , , | 3 Comments

No win no fee – one way to clean up asset management


I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading

Posted in Bankers, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, Fred Goodwin, FSA, Management, napf, pension playpen, pensions, RBS, redington, Retirement, twitter | Tagged , , , , , , , | 1 Comment

When pensions de-mutualise


When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading

Posted in actuaries, auto-enrolment, de-risking, defined aspiration, Financial Education, First Actuarial, John lewis, Liability Driven Investment, Management, pensions | Tagged , , , , , , , | 6 Comments

Reading through the palm of my hand


To suppose that we will be purchasing financial services  in 2014 as we did five years ago or even today could be a mistake. Walk down your high street and the only discretionary businesses are social clubs (coffes shops hairdressers and nail bars) – oh … Continue reading

Posted in brand, customer service, dc pensions, Management, pensions, Retirement | Tagged , , , , , , , | Leave a comment