Category Archives: happiness

Any questions on the Guidance Guarantee?


  This blog is about a conversation I had with the Pension Advisory Service. Following it I promised to feed back questions to TPAS about the Guidance Guarantee. The blog contains questions I want asking , some background on TPAS and … Continue reading

Posted in advice gap, Guidance, happiness, Retirement | Tagged , , , , , , , , , , , , , , | 1 Comment

If we can provide health screening – we can provide pension guidance


  Organising the Guidance Guarantee is a daunting task but it is no more daunting than many public welfare initiatives. Each year the NHS screens and advises millions of us on a variety of health issues. From STDs to Breast … Continue reading

Posted in advice gap, happiness, Henry Tapper blog, Management, pensions | Tagged , , , , , , , , , , | Leave a comment

Governance not glumervance


I am for good DC governance but I am not for DC glumervance. Glumervance is “glum governance” as preached by the puritan new model trustee. This is how on trustee firm explained the new measures for savers in the DWP Command Paper “the … Continue reading

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Are workplace pensions all the same?


I don’t believe that the majority of the workplace pension providers in the market today are ready to give up on innovation,competition and reputation. Continue reading

Posted in happiness, Henry Tapper blog, pensions, steve webb | Tagged , , , , , , , , | Leave a comment

A race to the top?


We will not get this problem sorted out in a meeting room in the DWP, though the DWP can clear the decks and allow us to operate with a clean sheet of paper. Continue reading

Posted in actuaries, annuity, CDC, Change, dc pensions, de-risking, defined aspiration, happiness | Tagged , , , , , , , , , , , | 1 Comment

Ten sexy stats that drive pension firms wild!


But if you think your workforce special, you’ll want to get a whole of market quote. You wouldn’t insure your business assets or your liabilities any other way. Continue reading

Posted in advice gap, auto-enrolment, dc pensions, happiness, pensions | Tagged , , , , , , , | 6 Comments

How the banks try to f*ck us – and how we deal with them


It’s Sunday morning and I am reading a poem written around 1936 by Ezra Pound. It is about Usury , in this context the bad practice of the Medici Bank which Pound claimed screwed up the great artistic achievements of medieval … Continue reading

Posted in economics, ezra pound, Fiduciary Management, Financial Education, Fred Goodwin, governance, happiness, pensions, poetry, Popcorn Pensions | Tagged , , , , , , , | Leave a comment

The still small voice ..and Trenton Oldfield


The British nation took a dislike to Trenton Oldfield earlier in the year, we don’t take kindly to Australian nutters messing with our institutions, especially the public school  kind who claim to speak for our disenfranchised . I blogged about him when he … Continue reading

Posted in auto-enrolment, Change, defined aspiration, governance, happiness, Occupy London, Olympics, Olympics 2012, Oxford and Cambridge Boat Race, religion | Tagged , , , , , , , | 1 Comment

Hands off office Christmas parties (they’re just fine)!


The sad demise of Eamonn Kilbride (46) who collapsed of a heart attack after dancing Gangnam style at his office party should not lead to a ban on middle aged men dancing. Indeed, when he has his conversation with St … Continue reading

Posted in happiness, Henry Tapper blog, pension playpen, pensions | Tagged , , , , , , , | 1 Comment

When does a social networker become a pest?


Can an obsession with connection turn you into a spammer? This is a question that has troubled me since Linkedin sent me this e-mail Hi Henry, Due to the extremely high number and percentage of rejected invitations associated with your … Continue reading

Posted in customer service, happiness, Henry Tapper blog, Linkedin, pension playpen, social media | Tagged , , , , , , , | 5 Comments