Category Archives: de-risking

Those Dutch Pensions – a Civil Servant writes


I get some feedback on my blogs from people I know who don’t want to or aren’t allowed to go public. Here’s an example from a formidable figure and a personal friend (who I know/hope has the skin or a rhino … Continue reading

Posted in actuaries, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, First Actuarial, governance, pension playpen, pensions | Tagged , , , , , , , | 13 Comments

Pensions; holy grail or wholly fail?


The least we can do is to try and make life a little easier for them, than it has been for us! Continue reading

Posted in annuity, auto-enrolment, de-risking, FSA, Henry Tapper blog, pension playpen, pensions, Personality, smelly | Tagged , , , , , , , | 8 Comments

Working for the clampdown?


“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading

Posted in actuaries, auto-enrolment, CDC, club pension, de-risking, defined aspiration, Financial Education, First Actuarial, pensions, Retirement | Tagged , , , , , , , , | 5 Comments

PlayPen votes for target date funds in action-packed lunch


In one of the noisiest and most passionate lunches we’ve ever had the playpen voted 15-7-3 for TDFs vLifestyle with 3 spoilt votes from the “we don’t do default” gang. This was a lunch where we were pretty well split between … Continue reading

Posted in auto-enrolment, de-risking, Financial Education, pension playpen, pensions | Tagged , , , , , , , | 3 Comments

No win no fee – one way to clean up asset management


I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading

Posted in Bankers, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, Fred Goodwin, FSA, Management, napf, pension playpen, pensions, RBS, redington, Retirement, twitter | Tagged , , , , , , , | 1 Comment

When pensions de-mutualise


When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading

Posted in actuaries, auto-enrolment, de-risking, defined aspiration, Financial Education, First Actuarial, John lewis, Liability Driven Investment, Management, pensions | Tagged , , , , , , , | 6 Comments

Should we measure pension fees as “risk”?


This is simple measure which makes such fundamental sense that any fool can grasp it. Continue reading

Posted in David Pitt-Watson, dc pensions, de-risking, pension playpen, pensions | Tagged , , , , , , , | 3 Comments

Honest! Open Government in operation!


The word “transparent” is a syllable too long to be “honest”. Continue reading

Posted in auto-enrolment, brand, dc pensions, de-risking, ezra pound, NEST, Ricky Gervais, social media, TS Eliot | Tagged , , , , , , , | 5 Comments

Bill – get some DC resource into the Regulator now!


Bill, t tPR need a gong-worthy head of DC asap. Continue reading

Posted in actuaries, auto-enrolment, dc pensions, de-risking, defined aspiration, NEST, pensions, Retirement | Tagged , , , , , , , | 12 Comments