Category Archives: corporate governance

21st Century Retirement Income Update


  Well here I am in a Village hotel under the M1 seven miles south of Leeds to chair a day long conference on the opportunities for financial advisers from George Osborne’s Budget Changes (the photo is the lovely view … Continue reading

Posted in corporate governance, First Actuarial, NEST, pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

“Better workplace pensions – further measures for savers”


Recognise the title? It’s what the DWP chose to call their Command Paper on charges. This paper is not a justification for a charge cap, it’s a new framework for DC pension governance. It’s gone un-noticed but only one chapter … Continue reading

Posted in advice gap, corporate governance, First Actuarial, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

All the right funds- not necessarily in the right order (a budget prescient blog)


  I wrote this blog hours before the budget which abolished annuities. For some reason I decided this morning, to write about investment as if annuities didn’t exist. From 2015, for new pensioners- they will no longer be the default, … Continue reading

Posted in auto-enrolment, CDC, corporate governance, dc pensions, de-risking, defined aspiration, Payroll, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , | 3 Comments

I’m in- who’s out?


  I’m serving up a dish which may have gone cold in your inbox or may not have reached you at all. Personally I’m not concerned about opt-out rates, even if they crept above the 9% generally advertised. That Ceridian … Continue reading

Posted in advice gap, auto-enrolment, Bankers, brand, Change, corporate governance, Payroll, pensions | Tagged , , , , , , , , , , , , | Leave a comment

TPAS – the light shines on!


TPAS – bridging the pensions advisory gap! The light shines on… Continue reading

Posted in auto-enrolment, brand, corporate governance, Henry Tapper blog, investment, pension playpen, pensions | Tagged , , , , , , , , , , , | Leave a comment

Can TISA hit out on pension transfers.


Who knows, we might even have pot follows member one day. Continue reading

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A promise or a guarantee?


If Steve Webb wants AE to work, he should stop turning promises into guarantees and burdening employers with unforeseen liabilities and huge consultative and administrative costs. Continue reading

Posted in actuaries, auto-enrolment, corporate governance, EU Solvency II, Fiduciary Management, leadership, Liability Driven Investment, pension playpen, Popcorn Pensions, steve webb | Tagged , , , , , , , , , , , | Leave a comment

Dear Asset Manager…


Dear asset manager I’ve been noticing how much you’ve wanted to manage DC assets so I thought you might like to have a chat about strategy. I think you’ve been looking at your marketing strategy through the wrong lens or … Continue reading

Posted in advice gap, annuity, corporate governance, dc pensions, pensions | Leave a comment

Lobbying against the future pensioner


But if the cost to the insurer is so great, is not the benefit to the future pensioner? Continue reading

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Shopping for pensions


Internet marketing is a funny young business which looks the same as a funny old business called “shopping”. Continue reading

Posted in auto-enrolment, corporate governance, pension playpen, pensions | Tagged , , , , , , , | 1 Comment