Category Archives: corporate governance

The language that we use

This from the normally readable Booznews This year’s fact-based shopper marketing study, prepared in partnership with Shopper Sciences and the Grocery Manufacturers Association, reveals, among other findings, that leading CPG manufacturers and retailers are increasingly adopting a solutions-based approach to amplify … Continue reading

Posted in corporate governance, Henry Tapper blog, Management | Leave a comment

Define your aspiration.

Last week, the brotherhood  of DB and DC pensions got a little sister when Steve Webb introduced the prospect of DA to the family. There is nothing new about the search for a third way, indeed it is the pensions equivalent of the … Continue reading

Posted in dc pensions, de-risking, annuity, EU Solvency II, customer service, NEST, corporate governance, defined aspiration | Tagged , , , , , , , , | 1 Comment

Do we need guarantees on the pensions we get? Pension Play Pen lunch – Feb 6th

There was a peculiar diversity of participants in this month’s pension lunch which led to an extraordinary debate and the closest of votes. Our lunch group split into three groups 1. Those who followed a broadly paternalistic line (Stav, Bill,Mike … Continue reading

Posted in pensions, social media, annuity, Retirement, pension playpen, corporate governance, Bankers, Pension Rocks III, The Racket of the Lambs, cheltenham festival | Tagged , , , , , , , , , , , , | Leave a comment

Selling NEST and auto-enrolment to the pension weary

The issue of fatigue is high on my agenda this morning - especially Regulatory Fatigue. Yesterday the DWP published a host of documents that can be accessed through this link http://www.dwp.gov.uk/consultations/2011/workplace-pension-reform-2011.shtml It dots the “i”s and crosses the “t’s” on a … Continue reading

Posted in auto-enrolment, corporate governance, customer service, dc pensions, NEST, pensions, Personal Accounts | Tagged , , , , , , , | 2 Comments

Don’t blame Stephen Hester – we made his rules.

If anything is to be learned from current events, it needs to be learned about how the rules are established (not whether they are applied). Continue reading

Posted in Bankers, Church of England, corporate governance, dc pensions, Fred Goodwin, pension playpen, pensions | 4 Comments

Controlling wealth is not the same as generating wealth

IFAs Control £591bn of Britain’s wealth. That’s a whole lot of moley. Continue reading

Posted in Bankers, corporate governance, Fiduciary Management, Horse racing, Management, Retirement | Tagged , , , , , , , | 2 Comments

THE PHILOSOPHY OF TRUST – Onora O’Neil

I came across this on mallowstreet and thought it relevent to many of the discussions on this blog. I’ve written about ethics and political philosophy all my working life, but until the last two years I did not write on … Continue reading

Posted in Bankers, Church of England, corporate governance | Tagged , , , , , , , | 2 Comments

10 infrastucture opportunities pension funds cannot ignore!

The Government has announced that it wants UK pension funds to invest in UK infrastructure. This week we saw a slice of Thames Water purchased by the Chinese. I live on the Thames and as dawn rises this morning I’m on “Junk Alert” on “the partially yellow river”. Continue reading

Posted in annuity, Bankers, Church of England, corporate governance, dc pensions, de-risking, religion, Retirement, social media, Treasury, Twickenham, twitter | Tagged , , , , , , , , , , , | Leave a comment

“Making Pension Charges Clearer” – good on the NAPF

The NAPF, as I’ve mentioned a few times on this blog, are a rather better trade body than you’d expect . Revitalised by Joanne Seagers and Dan Torjussen-Proctor they appear a more progressive member centric organisation than in years gone by. Ambitiously, they … Continue reading

Posted in pensions, dc pensions, de-risking, social media, annuity, Retirement, EU Solvency II, corporate governance, auto-enrolment | Tagged , , , , , , , | 3 Comments

To get better pensions we need to share risk

Yesterday, Steve Webb announced he was  to review the level of protection that needed to be provided to private pensions in payment. His  intention is to help the solvency of defined benefit schemes which might need to reserve less for future guarantees. He is … Continue reading

Posted in pensions, dc pensions, de-risking, annuity, Retirement, EU Solvency II, Fiduciary Management, NEST, corporate governance, Management | Tagged , , , , , , , , | 4 Comments