Category Archives: CDC

Heavyweight support for CDC – the Dutchmen strike back!

Posted on May 6, 2013 by

I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading →

Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions | Tagged , , , , , , , | 3 Comments

Debunking the RSA myth that Dutch CDC provide better outcomes

Posted on May 5, 2013 by

I’ve received this open letter from John Lawson (he of Aviva) which I print in full. Dear Henry, I have mentioned before the folly of relying on the RSA for any rigorous analysis. The RSA is a political construct, not a … Continue reading →

Posted in actuaries, advice gap, CDC, dc pensions, governance, pensions | Tagged , , , , , , , | 2 Comments

All that glitters does not lure – thoughts on DC default funds.

Posted on April 21, 2013 by

“I asked him, ‘My God, they’re purple and green. Do fish really take these lures?’And he said, ‘Mister, I don’t sell to fish.’ Continue reading →

Posted in auto-enrolment, CDC, dc pensions, fish, governance, investment, pensions | Tagged , , , , , , , | 3 Comments

Working for the clampdown?

Posted on April 15, 2013 by

“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading →

Posted in actuaries, auto-enrolment, CDC, club pension, de-risking, defined aspiration, Financial Education, First Actuarial, pensions, Retirement | Tagged , , , , , , , , | 5 Comments

What Steve Webb must do now.

Posted on October 17, 2012 by

Well Mr Webb, you said it; I refer to your excellent talk at the IOD (16/10/12) First you said that you would legislate for “pot follows member” in 2014/15 .Then when asked what happens if a member transfers to a bad qualifying scheme, you … Continue reading →

Posted in pensions, dc pensions, annuity, Treasury, Retirement, Henry Tapper blog, Management, defined aspiration, Financial Education, Payroll, CDC | Tagged , , , , , , , , | 20 Comments

“The older I get, the less I trust my pension!”

Posted on September 30, 2012 by

An interesting observation from Gerry Barwell in 140 characters When I interview consumers on AE/ wider pensions – the barrier of mistrust is significant. Less so in the young but for 40+ Which gives us the opportunity to speculate on … Continue reading →

Posted in actuaries, annuity, auto-enrolment, CDC, Consolation, pensions, Personal Accounts, Popcorn Pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , | 9 Comments

Can we get our business leaders to bother with pensions?

Posted on September 28, 2012 by

Our business leaders, a unique band of not more than a couple of thousand men (mostly), have not been leading the debate on workplace pensions. While Steve Webb and the DWP have proclaimed auto-enrolment as a transformational event, those charged … Continue reading →

Posted in auto-enrolment, CDC, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, defined aspiration | Tagged , , , , , , , | 5 Comments