Category Archives: Bankers

Keeping kids solvent

Vivi Friedgut is quite a woman. Still in her early thirties she has left the world of private banking where she could make easy money advising the super-rich. She has chosen to invest her private capital in educating students and those at … Continue reading

Posted in Bankers, customer service, Facebook, Henry Tapper blog, pensions, twitter | Tagged , , , , , , , , , | 1 Comment

How to buy a pension

Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading

Posted in annuity, Bankers, Change, Consolation, dc pensions, defined aspiration, happiness, pensions, Public sector pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , | 4 Comments

The 500,000 retirees abandoned by the Government

If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading

Posted in annuity, Bankers, corporate governance, dc pensions, Henry Tapper blog, pensions, Retirement | Tagged , , , , , , , , | 4 Comments

How shares work (for us and our pensions)

Shares haven’t worked well for us over the past twelve years. World stock markets, especially the mature markets in Britain , Japan and the US, are worth less today than they were at the turn of the millenium. While some company’s shares … Continue reading

Posted in auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, defined aspiration, FSA, happiness, Henry Tapper blog, Retirement | Tagged , , , , , , , | 10 Comments

More pensions nonsense from the “investment community”

  How have have the people who invest pension funds become so out of touch with the people who retire from them? This question occurred to me several times yesterday as I listened to a large numbers of charming and intelligent people … Continue reading

Posted in Bankers, Change, dc pensions, defined aspiration, Public sector pensions, Retirement | Tagged , , , , , , , | 8 Comments

SHOULD INVSTORS BE PREPARED TO PAY FOR CORPORATE ENGAGEMENT?

This is the question we’ll be debating at today’s pension play pen lunch. I’m a little daunted . I’ve read Professor John Kay‘s excellent paper about how equities work, should work and why they could work better. He’s in the middle … Continue reading

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Hose down RBS and Coutts before you put them on the forecourt.

There is a Coutts cash point in my high street – Eton High Street. It charges other bank’s customers for the privilege of using it. You can do that if you have the banking cachet that Coutts believes it has. Most … Continue reading

Posted in Bankers, Change, corporate governance, customer service, Fred Goodwin, Management, RBS, Retail Distribution Review | Tagged , , , , , , , | 2 Comments

We don’t follow the Bournemouth.

For most of my life, I supported AFC Bournemouth (or Bournemouth and Boscombe FC as they were). I switched my allegiance to Yeovil some eight years ago , disgusted by the goings on at the club. My brother Greg persisted but on … Continue reading

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Whatever happened to “stakeholder economics”?

When Blair swept to power in 1997, Will Hutton‘s vision of a stakeholder economy was central to New Labour‘s vision. While the idealism of those years is now derided, I prefer it to the negativity of today’s commentary. Listening to … Continue reading

Posted in Bankers, corporate governance, Henry Tapper blog, Jersey, pension playpen, pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , , , , , , , | 4 Comments

Do we need guarantees on the pensions we get? Pension Play Pen lunch – Feb 6th

There was a peculiar diversity of participants in this month’s pension lunch which led to an extraordinary debate and the closest of votes. Our lunch group split into three groups 1. Those who followed a broadly paternalistic line (Stav, Bill,Mike … Continue reading

Posted in annuity, Bankers, cheltenham festival, corporate governance, pension playpen, Pension Rocks III, pensions, Retirement, social media, The Racket of the Lambs | Tagged , , , , , , , , , , , , | Leave a comment