Category Archives: Bankers

Do we need guarantees on the pensions we get? Pension Play Pen lunch – Feb 6th

Posted on February 7, 2012 by

There was a peculiar diversity of participants in this month’s pension lunch which led to an extraordinary debate and the closest of votes. Our lunch group split into three groups 1. Those who followed a broadly paternalistic line (Stav, Bill,Mike … Continue reading →

Posted in pensions, social media, annuity, Retirement, pension playpen, corporate governance, Bankers, Pension Rocks III, The Racket of the Lambs, cheltenham festival | Tagged , , , , , , , , , , , , | Leave a comment

Don’t blame Stephen Hester – we made his rules.

Posted on January 30, 2012 by

If anything is to be learned from current events, it needs to be learned about how the rules are established (not whether they are applied). Continue reading →

Posted in Bankers, Church of England, corporate governance, dc pensions, Fred Goodwin, pension playpen, pensions | 4 Comments

Controlling wealth is not the same as generating wealth

Posted on January 26, 2012 by

IFAs Control £591bn of Britain’s wealth. That’s a whole lot of moley. Continue reading →

Posted in Bankers, corporate governance, Fiduciary Management, Horse racing, Management, Retirement | Tagged , , , , , , , | 2 Comments

THE PHILOSOPHY OF TRUST – Onora O’Neil

Posted on January 23, 2012 by

I came across this on mallowstreet and thought it relevent to many of the discussions on this blog. I’ve written about ethics and political philosophy all my working life, but until the last two years I did not write on … Continue reading →

Posted in Bankers, Church of England, corporate governance | Tagged , , , , , , , | 2 Comments

10 infrastucture opportunities pension funds cannot ignore!

Posted on January 22, 2012 by

The Government has announced that it wants UK pension funds to invest in UK infrastructure. This week we saw a slice of Thames Water purchased by the Chinese. I live on the Thames and as dawn rises this morning I’m on “Junk Alert” on “the partially yellow river”. Continue reading →

Posted in annuity, Bankers, Church of England, corporate governance, dc pensions, de-risking, religion, Retirement, social media, Treasury, Twickenham, twitter | Tagged , , , , , , , , , , , | Leave a comment

Pension Equality? Don’t make me laugh.

Posted on January 7, 2012 by

Great news, - a group of civil servants (the National Audit Office) have decided to audit the work of another group of civil servants (the Pension Regulator) reporting to another group of civil servants (the DWP). The point of the audit is … Continue reading →

Posted in annuity, Bankers, corporate governance, dc pensions, de-risking, Liberal Democrats, Martin Lewis, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , | 5 Comments

Sorting the pensions of the “squeezed middle”.

Posted on January 5, 2012 by

There are three distinct streams among those old enough to work and young enough not to, Stream One is for  those who can look forward to retirement with a degree of confidence because their employer is guaranteeing it. They are primarily … Continue reading →

Posted in annuity, Bankers, corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, FSA, Henry Tapper blog, Liability Driven Investment, Martin Lewis, NEST, pensions, Personal Accounts, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , | 6 Comments

Not saving replaces debt as Britons’ biggest financial regret

Posted on January 3, 2012 by

Not saving replaces debt as Britons’ biggest financial regret Continue reading →

Posted in Bankers, Martin Lewis, NEST, pensions, Retirement | Tagged , , , , , , , | 1 Comment

My five big challenges for twenty twelve

Posted on December 22, 2011 by

If I thought I’d be here twelve months ago I wouldn’t have bothered. I’d have gone straight to jail, not passed go and not collected my £200. I reckon most of us would have preferred to be on the subs … Continue reading →

Posted in annuity, Bankers, corporate governance, customer service, dc pensions, NEST, Retirement, Salford Quays, social media, Treasury | Tagged , , , , , , , | Leave a comment

I have seen the future of DC (part 84)

Posted on December 20, 2011 by

The future for DC may well be a fund manager’s future but it’s a fund manager with big ears and a small mouth who is most likely to win.
Continue reading →

Posted in annuity, Bankers, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, NEST | Tagged , , , , , , , | Leave a comment