Category Archives: advice gap

“Agency has its advantages”; using Pension PlayPen with your clients


What’s this all about? In 2014, Pension PlayPen wants to build a network of 1000 agents – people and organisations wanting to use our Choose A Pension Service to help their clients get a good workplace pension in advance of … Continue reading

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More trust, fewer Trusts please!


Take a look at this table (reproduced with the express permission of the Pension Regulator). It tells us that we have too many private sector trust based DC schemes (it also tells that we don’t know the difference between a GPP and DC … Continue reading

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Governance not glumervance


I am for good DC governance but I am not for DC glumervance. Glumervance is “glum governance” as preached by the puritan new model trustee. This is how on trustee firm explained the new measures for savers in the DWP Command Paper “the … Continue reading

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It’s a phoney war- what’s happening on the other side of the Channel?


I am still surprised how people are organising themselves to do their jobs. You’d have thought that the accountants and book-keepers who provide financial stability, get people paid and manage the tax affairs of Britain’s 1.25m employers would be the … Continue reading

Posted in accountants, advice gap, Management, Martin Lewis, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , | Leave a comment

Time for an upgrade?


The fireworks came from the Treasury but amidst the noise and smoke, the DWP’s Command Paper, poses some challenges for many of the 10,000 employers who’ve staged auto-enrolment. By April 2015, we can expect workplace pensions qualifying to be used … Continue reading

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Research shock- employers do care about the pensions they provide their staff


“Selecting the right pension scheme for auto enrolment is important and has long term implications for employees. Taking time to review the options that are available in the market is sensible and planning ahead will help to keep stress levels … Continue reading

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Pension PlayPen Lunch – can we manage financial freedom in later life?


Don’t forget the Pension Play Pen lunch at 12.30 today at the Counting House, Cornhill , 200 yards West of Bank Station. We meet 12 for 12.30, bring £15 for food and beverages! The topic for today’s discussion will be … Continue reading

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“More choice – no guidance” – the basic state pension top-up.


The basic state pension, second state pension and soon to be single state pension are annuities purchased from the State by National Insurance Contributions. With all the noise around the annuities you purchase from insurance companies, we can easily forget … Continue reading

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“The predictable alternative to drawdown”


  “Drawdown scares me”. It scares me because I am on my own, it scares me because I get a bumpy ride and most of all it scares me because I know that if I drawdown at a minute of … Continue reading

Posted in advice gap, CDC, FCA, Financial Conduct Authority, FSA, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Putting financial bloggers in their place


    Yesterday was interesting. I was shortlisted for Pensions Personality of the year  –  thanks to all who voted Pension Play Pen was shortlisted for technology solutions provider of the year - please vote here Another media awards event , the ABI … Continue reading

Posted in advice gap, Blogging, journalism, Martin Lewis | Tagged , , , , , , , , , , , , , , , , | 2 Comments