Category Archives: advice gap

Sing if you’re “GLAD” to be grey!


If you’re old enough to recognise the reference to Tom Robinson’s 1977 gay anthem then you’re grey, bald or using restorer! Here’s Tom singing about queer bashing on “So it Goes” , complete with Japanese sub-titles (that’s the wonder of … Continue reading

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Annuities get another kick in the goolies


What’s the story? The Chancellor will announce in his speech at the Tory conference that he will put a stop to the 55% tax on pension pots not spent at death. The Treasury announcement on what detail we so far … Continue reading

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“My pension offer” – explaining CDC to a confused public!


John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading

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The value of regular savings


  60 years ago, a revolution happened in the savings industry- it was the “standing order”. The standing order became the “variable direct debit” and people were able to establish regular savings plans which worked like magic, taking money from … Continue reading

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The best practice approach to choosing a workplace pension


  The Pension PlayPen has been asked to outline the research process that lies behind the Factsheets and provider ratings on http://www.pensionplaypen.com . This is the process.   The purpose of Pension PlayPen research is To establish the universe of … Continue reading

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Is there a productivity dividend from auto-enrolment?


Pension PlayPen will give a leg up to anyone who’s trying – even some clapped out old bank that lost the trust of its customers long ago. So here’s some research produced by Barclays. I have written recently about the … Continue reading

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Telling it like it is – a Jamaican perspective on annuities


  Following on from a recent article on annuities, I’ve got some interesting feedback, including a remarkable post on the Pension Play Pen linked-In group from Magdalena Cooper de Neuze who is an insurance broker in Jamaica I hope that those who … Continue reading

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Why IFA’s have nothing to fear and everything to gain!


  This morning I am chairing Money Marketing’s AE Invitational in Swindon. These will be my opening comments to the audience of invited IFAs who I’m looking forward to spending the morning with.   ” When I started selling insurance, … Continue reading

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A beginner’s guide to annuities


Annuities haven’t got a very good name at the moment. They are blamed for many problems which are not their fault. One problem with annuities is that most people don’t understand them! Another problem with annuities is that people have … Continue reading

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I was so much older then (I’m younger than that now)


Thank goodness for kids- kid journalists for a start. There is a gang on young journos who actually give a damn about the pensions they are in and are prepared to engage and educate themselves about what makes for a … Continue reading

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