Category Archives: actuaries

Freddy Flumper gets savvy!


  It’s been some days since I’ve reported on the fabulous Freddy Flumper -“fabulous” in the sense that I lives only in the fable on this blog. For anyone who missed the instructive fable of Freddy and Tony Lamborghini , … Continue reading

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11 tips for advisers planning for April ’15


  It’s been four months since the Budget and the aftershocks of George’s pension bombshell are still being fealt. One by one, the policy decisions which will shape the way advice and guidance will be delivered, are falling into place. … Continue reading

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The instructive tale of Freddy Flumper and Tony Lamborghini


As I didn’t dare hope, the Treasury continue down the pension reform fairway. Having hit a 325 yard drive into position A with their Budget reforms, they’ve hit a 275 yard second to the heart of the green with ‘uncrystallised … Continue reading

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Pension schemes can learn from occupational health data.


It’s long been known that the best way of valuing the pension liabilities of the employees of a company is to look at historical data of previous generations as a starting point. The class of 2004, 1994 or even 1954 can teach … Continue reading

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Auto-enrolment needs common data standards!


  At a recent meeting of the CIPP’s working group “The Friends of AE”, (FoAE) concern was expressed to Pensions Minister Steve Webb that without the introduction of a common data standards, the wheels might fall off auto-enrolment. According to … Continue reading

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Andrew Young – 65 not out – a pensions legend!


  Andrew Young is the Pension Regulator’s Strategy Director, he is the go to guy in UK pensions if you want to understand the implications of Government Policy. He has been a mentor to me since I first met him … Continue reading

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It was auto-enrolment that did for Hitler?


I’m not a big video man – who wants to spend 3 minutes of your working  day watching with the sound off – good news with this one is that it’s got sub-titles! The other good bit is that it … Continue reading

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The public are in a “win-win” from pensions (for once) !


  This report appeared in a recent edition of the Telegraph on the Monday before the Queen’s Speech. The insurers have suffered their fair share of turbulence so far this year. The shake-up of the annuities market unveiled in the Budget, … Continue reading

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Vertically integrated mastertrusts? – “my arse!”


  Pardon my Scouse! I throw Mick Royle at Mercer’s master trust (and the incipient Aon Hewitt master trust). “Vertical integration” is where the supply chain of a company is owned by that company. Mercer have set up a master trust where they … Continue reading

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Making every minute count -effective Guidance at Retirement


            Many people say that you cannot do much to really help people in a thirty minute guidance session. I disagree; more importantly, Michelle Cracknell disagrees. Michelle is the CEO of The Pension Advisory Service … Continue reading

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