Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen, Director of First Actuarial, partner of Stella, father of Olly and the Pension Plowman

CDC- your questions answered – by legal eagles


    We’ve been waiting for a decent CDC article from the legal eagles ; thanks to Norton Rose , we now have one and  they are happy to let us share it. So here it is – minus the … Continue reading

Posted in CDC, pension playpen, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Sign up for The First Actuarial Monkey League -2014 !


  You can save yourself reading 644 words of Pension Plowman pontification and sign up for the Monkey League here. Or you can read the blog and take your decisions at the end.   Here’s why I’m promoting our Monkey … Continue reading

Posted in Financial Conduct Authority, Financial Education, First Actuarial, monkey league, pensions | Tagged , , , , , , , , , , , , , , | Leave a comment

If we can provide health screening – we can provide pension guidance


  Organising the Guidance Guarantee is a daunting task but it is no more daunting than many public welfare initiatives. Each year the NHS screens and advises millions of us on a variety of health issues. From STDs to Breast … Continue reading

Posted in advice gap, happiness, Henry Tapper blog, Management, pensions | Tagged , , , , , , , , , , | Leave a comment

The Pension Play Pen Linked In Group


          Last week the Pension Play Pen Linked In Group passed 5000 members. The Group was set up in October 2009 as a way of bringing together people I knew in the industry around an idea … Continue reading

Posted in pension playpen, pensions | Tagged , , , , , , , | Leave a comment

How retirement products evolve (and revolve).


  There are three drivers that shape the evolution of financial products – supply, demand and Government intervention. Between the mid 80s and today Britain has seen a Financial Services Revolution that has been no less dramatic than the agrarian … Continue reading

Posted in auto-enrolment, Bankers, corporate governance, Financial Education, pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Time to ditch the “institutional” from pensions


  There has always been a gulf between retail and institutional pensions. But I have never felt it so inappropriate . Retail pensions were sold on commission, organised by insurance company and regulated by the Treasury via the FCA and its … Continue reading

Posted in advice gap, annuity, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

Three old farts on DC regulation


            John Reeve, whose previous comments on DC I have dismissed as the “wittering of an out of touch actuary”, has written a telling comment on mallowstreet. I’m sure he won’t mind me re-publishing it … Continue reading

Posted in auto-enrolment, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | Leave a comment

The Pension Regulator explodes ten common myths about auto-enrolment (slideshow)


  TPR_DM_n2842893_v1B_FoAE_TPR_July_2014_Common_Myths The Pension Regulator’s auto-enrolment team is excellent. Thanks to a Friend of Auto-Enrolment, Neil Esslemont, for these excellent slides which are a must read for anyone advising on or staging  

Posted in pensions | 4 Comments

“Who’s the we?” – a blog about advice and guidance


On Sunday I wrote a blog about the ten things I wanted to see in the Government’s response to the Consultation it’s been running following the retirement reforms announced in the budget. You can read it here. As we’re ten out … Continue reading

Posted in advice gap, auto-enrolment, Blogging, pension playpen, pensions | Leave a comment

10 things we’d see in Monday’s Guidance Guarantee!


  Tomorrow (Monday 21st July), the Government will announce how it intends to deliver the guidance guaranteed to those reaching state pension age. We want an independent process that helps people  take decisions rather than telling people what to do. We can’t … Continue reading

Posted in advice gap, annuity | Tagged , , , , , , , , , , , , , , | Leave a comment