Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen, Director of First Actuarial, partner of Stella, father of Olly and the Pension Plowman

Three old farts on DC regulation


            John Reeve, whose previous comments on DC I have dismissed as the “wittering of an out of touch actuary”, has written a telling comment on mallowstreet. I’m sure he won’t mind me re-publishing it … Continue reading

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The Pension Regulator explodes ten common myths about auto-enrolment (slideshow)


  TPR_DM_n2842893_v1B_FoAE_TPR_July_2014_Common_Myths The Pension Regulator’s auto-enrolment team is excellent. Thanks to a Friend of Auto-Enrolment, Neil Esslemont, for these excellent slides which are a must read for anyone advising on or staging  

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“Who’s the we?” – a blog about advice and guidance


On Sunday I wrote a blog about the ten things I wanted to see in the Government’s response to the Consultation it’s been running following the retirement reforms announced in the budget. You can read it here. As we’re ten out … Continue reading

Posted in advice gap, auto-enrolment, Blogging, pension playpen, pensions | 2 Comments

10 things we’d see in Monday’s Guidance Guarantee!


  Tomorrow (Monday 21st July), the Government will announce how it intends to deliver the guidance guaranteed to those reaching state pension age. We want an independent process that helps people  take decisions rather than telling people what to do. We can’t … Continue reading

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McIlroy and Faldo – the face of golf has changed


Stella and I were lucky enough to get to the first day of the OPEN (not the British Open). and to watch Rory McIlroy stride though 15 to 18 on the way to the first of two consecutive 66′s. Two … Continue reading

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What are your CDC property rights?


Some pension promises are easy to value If I promise to pay you a monthly amount over the next five years, it is fairly easy to work out the value of that promise. At it’s simplest level the value is … Continue reading

Posted in CDC, Change, pensions | Tagged , , | 1 Comment

What employers want to help them choose their pension.


The Pension Regulator has commissioned some research on what small employers want from pensions. I can share with you some of the key findings “48% of small and 79% of micro employers currently have no pension scheme so will have … Continue reading

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……we have a problem, Brighton.


Every so often we get asked questions by  people to whom the answers really matter. I’ll leave you to guess who might be asking these ones!     a)Is there really a problem for unadvised small and micro employers to … Continue reading

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Note to @stevewebb1 – My Pot can follow me to CDC.


John Ralfe, at a City seminar claimed there was no appetite for CDC either among employers or among members of pension schemes. Well I disagree; the people I talk to who are not in pensions say they want change- new … Continue reading

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Ros Altmann’s presentation on the merits of employing #olderworkers


14 Jul 14 – Fuller Working Lives: Announcing the new Business Champion for Older Workers. A joint ILC-UK/DWP event hosted by Legal & General from ILC- UK   According to Office for National Statistics estimates, in the next 10 years … Continue reading

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