Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen, Director of First Actuarial, partner of Stella, father of Olly and the Pension Plowman

Why IFA’s have nothing to fear and everything to gain!


  This morning I am chairing Money Marketing’s AE Invitational in Swindon. These will be my opening comments to the audience of invited IFAs who I’m looking forward to spending the morning with.   ” When I started selling insurance, … Continue reading

Posted in advice gap, auto-enrolment, pensions, Pensions Regulator, Politics | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

I’ve just been (pension) geeked!


Yesterday, as you probably weren’t aware, was national pension awareness day. I tried to tell you  in my Pension Play Pen weekly announcement but did you engage? I thought not September 15th was decreed so by the Pension Geeks among whom … Continue reading

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Making sense of the Budget’s Pension Changes


Everyone knows that the changes in the taxation of pensions announced in the budget and now working their way into law – are going to make a big difference. But just how will they affect you and what can you … Continue reading

Posted in Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , | Leave a comment

How much should I spend on retirement?


People get frightened by this question – they shouldn’t! The simple answer is that we all pay into a national pension scheme through national insurance and you can find out what you’re likely to get from the State we completing … Continue reading

Posted in Blogging, Debt, journalism, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

A beginner’s guide to annuities


Annuities haven’t got a very good name at the moment. They are blamed for many problems which are not their fault. One problem with annuities is that most people don’t understand them! Another problem with annuities is that people have … Continue reading

Posted in advice gap, annuity, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , | 1 Comment

Auto-enrolment – matching payrolls to pensions.


The big payroll/pension issue There are, according to one payroll software development we have spoken to, 42 separate interfaces between payroll and HR and the various workplace pension providers. Not all payrolls are prepared to build processes to accommodate each … Continue reading

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Fear of feedback


Everyone knows what social media does. For every blog there are comments, every forum has its threads, some twitter conversations last for weeks. It is the interaction between author and reader that makes it distinctive. The “Letter in the Times” … Continue reading

Posted in Facebook, social media, Start ups, twitter | Tagged , , , , , , , , , , , , , , | 2 Comments

I was so much older then (I’m younger than that now)


Thank goodness for kids- kid journalists for a start. There is a gang on young journos who actually give a damn about the pensions they are in and are prepared to engage and educate themselves about what makes for a … Continue reading

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Safe, stable, regular and for life


I had lunch with Mr Sipp yesterday. Mr Sipp is John Moret and he has done more to pioneer the new pension freedoms than anyone else. I think the dodgy curry and glass of house white I bought him scant … Continue reading

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Post budget capacity challenge for insurers


    Scottish Widows boss Toby Strauss has told the Telegraph that his company is already facing a capacity crunch as it digests the impact of legislative changes over the past two years and faces the challenges of 2015. The … Continue reading

Posted in annuity, auto-enrolment, brand, pensions | Tagged , , , , , , , , , , , , , , , , , | 14 Comments