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Author Archives: henry tapper
Financial Education – why we do it- why we love it!
We’re simple folk at First Actuarial .we build our strategies around things we like to do, things we are good at and things that need to be done. We like helping people “get” pensions. It gives us a buzz when … Continue reading
The Play Pen’s golf day like no other!
Corporate Golf days are such formulaic affairs…the obligatory “bacon rolls before and ploughmans after”, the lager shandies, the accusations of banditry and the stories of the put that got away. Dull as ditch! And were this blog to concern itself with such nonsense … Continue reading
Posted in pension playpen
Tagged Armagnacs, Ben Mulroney, Canada, David Hargreaves, Gareth Shaw, Golf, Golf course, Par (score), Sport, Sports, Tournament
4 Comments
Self-serving nonsense from the City on LDI DC pensions
Apparently what the City would like to serve up to us to sort out our woeful DC pensions is a wonder drug called LDI. I read “with interest” that More than half of the pensions industry feels that the liability-driven investment techniques … Continue reading
Posted in pensions
Tagged Defined benefit pension plan, doctors, Investing, Investment, LDI, pension, Schroders, Steve Webb
1 Comment
Doctors are pension millionaires – so why are they striking?
My Dad’s a doctor and in retirement - he has a great pension and who can begrudge him it? He retired 25 years ago as a senior partner - on about one third of the final salary he’s be on today. Like him, I … Continue reading
Posted in pensions
Tagged Actuary, BMA, British Medical Association, Canada, Defined benefit pension plan, Doctor (Doctor Who), doctors, Doctors (2000 TV series), Industrial action, London, National Health Service, pension, Price index, Private sector, public sector, Salary, Strike action, Tax, Telegraph
1 Comment
Who’ll win this Pension Referendum?
We are about to have a pensions referendum. Votes will be cast not at the ballot box but through an obscure process known as “the opt-out“. Over the next five years , more than 5m people, around 20% of the … Continue reading
Posted in auto-enrolment, pensions
Tagged Civil service, Government, Insurance, pension, Steve Webb, Stock market, Telegraph, William Hill
1 Comment
The taX factor
Tune into Europe‘s latest and greatest talent show where you chose who stays and who goes in Club €. And without further ado, lets introduce you to our judges tonight… Mao Tse Bung – Eastern potentate - owner of Africa Mr George … Continue reading
Posted in Greece
Tagged Africa, Eurozone, Greece, Greek, Greek nationality law, Mao Tse Bung, Nana Mouskouri, Southern Europe, United States
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Who cares who manages our pension funds?
Almost nine out of ten defined contribution members cannot name the funds their contributions are invested in, according to research from Standard Life. The survey revealed that, in spite of this, just under half (49%) of respondents, felt their investments reflected their … Continue reading
Are we managing our children’s financial expectations?
According to a recent RBS Survey, 59% of parents believe their children will be financially worse off than them in the future On average children believe they will earn £56,000 aged 35 – twice the average wage Only 5% of … Continue reading
Posted in Financial Education
Tagged Allowance (money), Child, England, Money management, MoneySense, Northern Ireland, Wales, Youth
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Are your junior staff’s finances any business of yours?
Vicki’s customers have unsecured debts, rental agreements, hangovers, STDs and attitude Continue reading

