Monthly Archives: January 2014

CDC is not with-profits in disguise!

Posted on January 31, 2014 by henry tapper

I’ve blogged already this week about the ludicrous reaction of the ABI to Steve Webb’s ideas about Collective Defined Contribution! The latest ruse is to rename “CDC” – “with-profits”. What a brilliant way to discredit it! And who is leading … Continue reading →

Posted in CDC, pensions | Tagged Business, CDC, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, National Employment Savings Trust | Leave a comment

Employers can help staff with their money – if only we’d let them

Posted on January 31, 2014 by henry tapper

It’s time companies got their mojo back and got real with staff. Www.pensionplaypen.com helps to do just that. Continue reading →

Posted in auto-enrolment, Henry Tapper blog, pensions, Retail Distribution Review, Retirement | Tagged Business, Government, HR, Human Resources, Pension new, Pension Protection Fund, Pension Regulator, Politics, public sector, regulation, social media, twitter, workplace | Leave a comment

CDC for the people

Posted on January 30, 2014 by henry tapper

The debate on Collective Defined Benefit has so far been a matter for politicians , academics and actuaries. Most people haven’t a clue what CDC is or how it might benefit or harm their retirements. I’ve been trying to broaden … Continue reading →

Posted in CDC | Tagged Actuarial science, annuity, Business, Business and Economy, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, England, Financial services, Investing, Investment, Investment management, Life annuity, pensions, Retirement, Steve Webb, United States | Leave a comment

The ABI’s 10 problems with CDC – with 10 answers!

Posted on January 29, 2014 by henry tapper

The ABI have 10 problems with Steve Webb’s collective DC plan, articulated as follows by Huw Davies , their Director of Policy. As usual his is a constructive outcome focussed argument as you’d expect from an organisation devoted to making the lot of Britain’s … Continue reading →

Posted in CDC, Change, pensions, Retirement | Tagged Business, dc pensions, DWP, Government, Insurance, pension, pensions, Steve Webb | 4 Comments

The quality of savings is constrained

Posted on January 28, 2014 by henry tapper

Apologies to the bard – my point is this; the act of saving is laudable but its impact is variable. Saving is not always a good thing and as a spending choice has to compete with debt repayment and … Continue reading →