Monthly Archives: January 2014

CDC is not with-profits in disguise!


I’ve blogged already this week about the ludicrous reaction of the ABI to Steve Webb’s ideas about Collective Defined Contribution! The latest ruse is to rename “CDC” – “with-profits”. What a brilliant way to discredit it! And who is leading … Continue reading

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Employers can help staff with their money – if only we’d let them


It’s time companies got their mojo back and got real with staff. Www.pensionplaypen.com helps to do just that. Continue reading

Posted in auto-enrolment, Henry Tapper blog, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , | Leave a comment

CDC for the people


The debate on Collective Defined Benefit has so far been a matter for politicians , academics and actuaries. Most people haven’t a clue what CDC is or how it might benefit or harm their retirements. I’ve been trying to broaden … Continue reading

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The ABI’s 10 problems with CDC – with 10 answers!


The ABI have 10 problems with Steve Webb’s collective DC plan, articulated as follows by Huw Davies , their  Director of Policy. As usual his is a constructive  outcome focussed argument as you’d expect  from an organisation devoted to making the lot of Britain’s … Continue reading

Posted in CDC, Change, pensions, Retirement | Tagged , , , , , , , | 3 Comments

The quality of savings is constrained


  Apologies to the bard – my point is this; the act of saving is laudable but its impact is variable. Saving is not always a good thing and as a spending choice has to compete with debt repayment and … Continue reading

Posted in auto-enrolment, Retirement, Start ups, workplace pensions | Tagged , , , , , , , , | 2 Comments

The magic of the cup!


The magic of the cup is that the fans of the team that lost seem to be the only ones that enjoyed the game Continue reading

Posted in football, Yeovil Town | Tagged , , , , , , , | 1 Comment

Polly Toynbee’s Pension Rocket


A brilliant article quoted in full Continue reading

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Let’s fix broken pensions, not start again.


The answer lies in doing things better, not doing things new Continue reading

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A full frontal retreat on charges


If we are to restore public confidence in pensions, we need action not more procrastination. Continue reading

Posted in advice gap, annuity, auto-enrolment, dc pensions, defined aspiration, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , , , | 1 Comment

Make or break day for the pensions charge cap


“cap or no cap”, don’t expect what Steve Webb says today to be the end of the story! Continue reading

Posted in advice gap, auto-enrolment, customer service, David Pitt-Watson, dc pensions, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment