Monthly Archives: February 2013

Honest! Open Government in operation!


The word “transparent” is a syllable too long to be “honest”. Continue reading

Posted in auto-enrolment, brand, dc pensions, de-risking, ezra pound, NEST, Ricky Gervais, social media, TS Eliot | Tagged , , , , , , , | 5 Comments

Bill – get some DC resource into the Regulator now!


Bill, t tPR need a gong-worthy head of DC asap. Continue reading

Posted in actuaries, auto-enrolment, dc pensions, de-risking, defined aspiration, NEST, pensions, Retirement | Tagged , , , , , , , | 12 Comments

The problem with actuaries


The closest most actuaries get to the beneficiaries of pensions is behind a one way mirror watching a focus group arranged by a marketing company. Continue reading

Posted in actuaries, Australia, auto-enrolment, Financial Education, First Actuarial, pensions | Tagged , , , , , , , | 10 Comments

Better ways to diversify the default.


When people see the jigsaw being put together , we may even get better public confidence in workplace pension schemes – something devoutly to be hoped for! Continue reading

Posted in actuaries, David Pitt-Watson, dc pensions, de-risking, defined aspiration, Financial Education, First Actuarial, leadership, NEST, pensions | Tagged , , , , , , , | 9 Comments

Accentuate the positive (Dr John)


Gather ’round me, everybody Gather ’round me while I’m preachin’ Feel a sermon comin’ on me The topic will be sin and that’s what I’m ag’in’ If you wanna hear my story The settle back and just sit tight While … Continue reading

Posted in First Actuarial | Tagged , , , , , , , | Leave a comment

Some of our insurers are missing


What have all these insurers got in common?
Answer, you can’t buy one of their personal pensions today.
Continue reading

Posted in Change, club pension, governance, pensions | Tagged , , , , , , , | 6 Comments

Time to look at VAT on pension costs


OK – not the most exciting topic but it’s an important one! I’ve seen no discussion about VAT on pension fees and that’s troubles me as we put together our strategy to sort out the pension challenge facing the 1.2m … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 8 Comments

For an unexpected treat – turn left at Robert Mugabe


Sometimes you find something in the course of your working day that cheers you up. Yesterday around 5pm I was flagging, I had much still to do and I had been at it since the early hours. I suspect that … Continue reading

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There’s a lot we can learn from town planning


Many towns around the western world started out as Roman garrisons. Primitive stockades gave way to fortified settlements which attracted local residents who set up communities outside the fort’s walls. In time, the communities became protected by the Romans and the distinctions … Continue reading

Posted in auto-enrolment, pensions, town planning | Tagged , , , , , , , | 2 Comments

Reading through the palm of my hand


To suppose that we will be purchasing financial services  in 2014 as we did five years ago or even today could be a mistake. Walk down your high street and the only discretionary businesses are social clubs (coffes shops hairdressers and nail bars) – oh … Continue reading

Posted in brand, customer service, dc pensions, Management, pensions, Retirement | Tagged , , , , , , , | Leave a comment